Horseback riding website
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http://ping.fm/I8Pef official HB Website, Met with the Director of Community SVC and she pointed out the Poice Departments link
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If that is the case please leave us a message with yoggy2zb3ur name and pho3nqne number and we will get back toispels7d yo49xxwt1pu as so0z7ktof1x3f3n as pogt755pssible.
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We dowtn2 no7dxt reply togisif9hp text inquiries, and ozizmsfur server will reject all respof5xinse traffic.
We apo56kfloyrcxhxgize foo69oar any incoc9znvenience this may have caused yokbu.
Monday, November 22, 2010
Friday, November 19, 2010
Thursday, November 18, 2010
Who wants to sell or is having trouble selling their house? We have a 90 day or less sale guarantee... Call us with a referral and receive VIP Improv Tickets for 2 in Southern California 714 865 5626 cell Lillian Walker
SellMyHouseIn90DaysOrLess...Guaranteed
Call Now 714 865 5626
EXiT Beach Cities Realty
Huntington BH.
SellMyHouseIn90DaysOrLess...Guaranteed
Call Now 714 865 5626
EXiT Beach Cities Realty
Huntington BH.
Tuesday, November 16, 2010
Friday, November 12, 2010
SUBJECT:- http://SoCalMLS.frogpond.com/ - Live On-Line Traffic Reports"
FROM: Lillian@ExitRealtyHuntingtonBeach.com
Message: Click to get Live Traffic Reports
Click here to view this article: http://SoCalMLS.frogpond.com/DispArticle.cfm?ARTICLE_ID=12028
SoCalMLS
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Thursday, November 11, 2010
Sunday, November 7, 2010
Wednesday, November 3, 2010
Monday, November 1, 2010
Tuesday, October 26, 2010
Thursday, October 21, 2010
Wednesday, October 20, 2010
Tuesday, October 19, 2010
Tuesday, October 12, 2010
Thursday, October 7, 2010
This message was forwarded to you by Lillian Walker. If you would like to receive similar messages in the future, click here.Buy HB Real Estate Below Market NOW~!
email
VIEW AS A WEBPAGE
|
SEND TO A FRIEND
This
home just came on the market today!
I
previewed the home and it is spotless and in ready to move in condition. The
seller wants it sold ASAP and knows this is a give away but she is out of time
and the Trustee Foreclosure Sale date is set for the end of this month. The lender
wants to foreclose because there is a lot of equity. THIS IS NOT A SHORT SALE!
This
is a prestigious neighborhood at the foot of Edwards Hilll-
The Bolsa Landmarks;
just around the corner from the Huntington Central Park and minutes from the
Beach and Horse Stables.
If
you or someone you know is interested in this home call now
714 865-5626/cell/text
Please note we are set up to do
electronic funds transfer and electronic signatures.
Property Sold in As Is Condition
Connect
with me on:
EXIT
BEACH CITIES REALTY | 7152 Edinger Ave. | Huntington Beach | CA | 92647
Add
Lillian@ExitRealtyHuntingtonBeach.com to your safe senders list.
Click here for directions
To
unsubscribe
Click Here
Click Here
for print version
VIEW AS A WEBPAGE
|
SEND TO A FRIEND
This
home just came on the market today!
I
previewed the home and it is spotless and in ready to move in condition. The
seller wants it sold ASAP and knows this is a give away but she is out of time
and the Trustee Foreclosure Sale date is set for the end of this month. The lender
wants to foreclose because there is a lot of equity. THIS IS NOT A SHORT SALE!
This
is a prestigious neighborhood at the foot of Edwards Hilll-
The Bolsa Landmarks;
just around the corner from the Huntington Central Park and minutes from the
Beach and Horse Stables.
If
you or someone you know is interested in this home call now
714 865-5626/cell/text
Please note we are set up to do
electronic funds transfer and electronic signatures.
Property Sold in As Is Condition
Connect
with me on:
EXIT
BEACH CITIES REALTY | 7152 Edinger Ave. | Huntington Beach | CA | 92647
Add
Lillian@ExitRealtyHuntingtonBeach.com to your safe senders list.
Click here for directions
To
unsubscribe
Click Here
Click Here
for print version
Tuesday, October 5, 2010
A Property for your Consideration...
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01058474
MLS# S633085
Status Active
List Price $849,000
Address 3970 Mistral
City/Zip Huntington Beach (HB) / 92649
Area Northwest Huntington Beach (17)
Beds/Baths 4 / 3
Use Type Single Family Residence
Total SqFt 2,437
Year Built 1969
Builder Tract Humbolt Island
Sold Price
Image Not
Available
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01058474
MLS# S633085
Status Active
List Price $849,000
Address 3970 Mistral
City/Zip Huntington Beach (HB) / 92649
Area Northwest Huntington Beach (17)
Beds/Baths 4 / 3
Use Type Single Family Residence
Total SqFt 2,437
Year Built 1969
Builder Tract Humbolt Island
Sold Price
Image Not
Available
Monday, October 4, 2010
The Mortgage Lender Implode-O-Meter News Pick-ups: seven major banks told to review foreclosure processes http://ping.fm/A8mtZ
Saturday, October 2, 2010
Hello,
This article from REALTOR Magazine Online was sent to you by:
Lillian Walker, Lillian@ExitRealtyHuntingtonBeach.com
Second Big Lender Stops Foreclosures
http://ping.fm/wGzze
Message from sender:
While some lenders are no longer extending trustee foreclosure auctions even for properties in escrow (i.e. short sales) others are pausing foreclosures.....
***********************************************************************
For tip-filled articles, blogs, and multimedia presentations
that can boost your real estate career,
visit REALTOR� Magazine Online.
Find us at:
http://ping.fm/9sxTy
This article from REALTOR Magazine Online was sent to you by:
Lillian Walker, Lillian@ExitRealtyHuntingtonBeach.com
Second Big Lender Stops Foreclosures
http://ping.fm/wGzze
Message from sender:
While some lenders are no longer extending trustee foreclosure auctions even for properties in escrow (i.e. short sales) others are pausing foreclosures.....
***********************************************************************
For tip-filled articles, blogs, and multimedia presentations
that can boost your real estate career,
visit REALTOR� Magazine Online.
Find us at:
http://ping.fm/9sxTy
Hello Friend
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/LsNGv
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/LsNGv
Wednesday, September 29, 2010
Lillian has sent you message. Credit reports submitted with each loan must contain all credit available in the accessed repositories. They also must provide an account of all credit, residence history, and public records information available in the credit repositories of each borrower responsible for the mortgage debt. The minimum credit report required by FHA is a three repository merged credit report (TRMCR). A Residential Mortgage Credit Report (RMCR) from an independent consumer-reporting agency also may be used.
While the TRMCR should prove sufficient for processing most loan applications, the following circumstances require an RMCR:
a. The borrower(s) disputes the ownership of accounts on the TRMCR; or
b. The borrower(s) claims that collections, judgments, or liens listed as open on the TRMCR have been paid and cannot provide separate documentation supporting this claim; or
c. The borrower claims that certain debts shown on the TRMCR have different balances and/or payments and cannot provide current statements (less than 30 days old) attesting to this claim; or
d. The lenders underwriter determines that it would be prudent to use an RMCR in lieu of a TRMCR to underwrite the loan properly.
RMCRs must access at least two named repositories and meet all the requirements for the TRMCR, plus the following:
a. Provide a detailed account of the borrowers employment history.
b. Verify each borrowers current employment and income (if obtainable). It also must include a statement attesting to certification of employment and date verified. If this information is not obtained through an interview with the employer, the credit reporting agency must state why this action was not taken.
c. Each account with a balance must have been checked with the creditor within 90 days of the credit report.
A Non-Traditional Mortgage Credit Report (NTMCR) is designed to assess the credit history of a borrower without the types of trade references normally appearing on a traditional credit report. It can be used either as a substitute for a TRMCR or an RMCR for a borrower without a credit history with traditional credit grantors or as a supplement to a traditional credit report having an insufficient number of trade items reported.
A NTMCR may not, however, be used to enhance the credit history of a borrower with a poor payment record or to manufacture a credit report for a borrower without a verifiable credit history. It also may not be used to offset derogatory references found in the borrowers traditional credit, such as collections and judgments.
If the information obtained through the standard credit report is not sufficient for the lender to make a prudent underwriting decision, the lenders may use a NTMCR developed by a credit-reporting agency that documents all non-traditional credit references.
Otherwise, the lender must develop its own non-traditional credit history that is consistent with the requirements for credit reporting agencies described in HUD Handbook 4155.1 .
The credit-reporting agency should consider only the types of credit that require the mortgage applicant to make periodic payments on a regular basis. These types of credit include:
Additional credit report requirements can be found in the referenced handbook.
Handbook 4155.1: 1.4., 1.5
While the TRMCR should prove sufficient for processing most loan applications, the following circumstances require an RMCR:
a. The borrower(s) disputes the ownership of accounts on the TRMCR; or
b. The borrower(s) claims that collections, judgments, or liens listed as open on the TRMCR have been paid and cannot provide separate documentation supporting this claim; or
c. The borrower claims that certain debts shown on the TRMCR have different balances and/or payments and cannot provide current statements (less than 30 days old) attesting to this claim; or
d. The lenders underwriter determines that it would be prudent to use an RMCR in lieu of a TRMCR to underwrite the loan properly.
RMCRs must access at least two named repositories and meet all the requirements for the TRMCR, plus the following:
a. Provide a detailed account of the borrowers employment history.
b. Verify each borrowers current employment and income (if obtainable). It also must include a statement attesting to certification of employment and date verified. If this information is not obtained through an interview with the employer, the credit reporting agency must state why this action was not taken.
c. Each account with a balance must have been checked with the creditor within 90 days of the credit report.
A Non-Traditional Mortgage Credit Report (NTMCR) is designed to assess the credit history of a borrower without the types of trade references normally appearing on a traditional credit report. It can be used either as a substitute for a TRMCR or an RMCR for a borrower without a credit history with traditional credit grantors or as a supplement to a traditional credit report having an insufficient number of trade items reported.
A NTMCR may not, however, be used to enhance the credit history of a borrower with a poor payment record or to manufacture a credit report for a borrower without a verifiable credit history. It also may not be used to offset derogatory references found in the borrowers traditional credit, such as collections and judgments.
If the information obtained through the standard credit report is not sufficient for the lender to make a prudent underwriting decision, the lenders may use a NTMCR developed by a credit-reporting agency that documents all non-traditional credit references.
Otherwise, the lender must develop its own non-traditional credit history that is consistent with the requirements for credit reporting agencies described in HUD Handbook 4155.1 .
The credit-reporting agency should consider only the types of credit that require the mortgage applicant to make periodic payments on a regular basis. These types of credit include:
Additional credit report requirements can be found in the referenced handbook.
Handbook 4155.1: 1.4., 1.5
Monday, September 27, 2010
Friday, September 24, 2010
You have received this ESPN.com mail from:
Lillian@ExitRealtyHuntingtonBeach.com
The "Dorson: Surfing dogs have their day in the sun" story is located at http://ping.fm/xllkv
I thought you might enjoy this story from ESPN.com.
ESPN SportsFlash - Customized Headlines and Scores sent daily.
ESPN.com's daily headlines can be delivered to you each day by subscribing to SportsFlash today.
http://ping.fm/yCMyL
Lillian@ExitRealtyHuntingtonBeach.com
The "Dorson: Surfing dogs have their day in the sun" story is located at http://ping.fm/xllkv
I thought you might enjoy this story from ESPN.com.
ESPN SportsFlash - Customized Headlines and Scores sent daily.
ESPN.com's daily headlines can be delivered to you each day by subscribing to SportsFlash today.
http://ping.fm/yCMyL
If you think Californian's have the corner on the market for "Funky" Architecture, you'll bubble over when you see this http://bit.ly/avZPaF
FANNIE AND FREDDIE HAVE ANOTHER 1.5 million loans going into foreclosure for details go to http://bit.ly/ayfzCw
Sunday, September 19, 2010
This is our family's 10th year participating in the Light the Night Walk
http://wþww.lightthenight.org/ocie/
There is lot's of fun festival like games and food and best of all the proceeds all go to benefit the Leukemia & Lymphoma Society. Hope to see you!
Sent on the Now Network� from my Sprint® BlackBerry
http://wþww.lightthenight.org/ocie/
There is lot's of fun festival like games and food and best of all the proceeds all go to benefit the Leukemia & Lymphoma Society. Hope to see you!
Sent on the Now Network� from my Sprint® BlackBerry
Friday, September 17, 2010
A local friend just sent me this great deal, Victoria says "
Now let me tell you about a fairly new service here in HB...it will be useful for you if you use propane tanks in your home or business,,, you know for that outdoor heater or BBQ: HB Propane ( www.HBPropane.com ) has a service that will come to you! I used them for the first time earlier this week, and what a great service they have. Instead of dragging those empty tanks to a place to fill, they come to you. Free!  For $14.99 (plus tax per tank) they will come to your place, take away the empty tank/tanks and leave full ones. You are paying pretty much the same price (possibly less) as taking them somewhere to fill or switch out. Visit their website or give them a call: 714-375-5701 / 24 hour: 714-709-3073."
Sent on the Now Network� from my Sprint® BlackBerry
Now let me tell you about a fairly new service here in HB...it will be useful for you if you use propane tanks in your home or business,,, you know for that outdoor heater or BBQ: HB Propane ( www.HBPropane.com ) has a service that will come to you! I used them for the first time earlier this week, and what a great service they have. Instead of dragging those empty tanks to a place to fill, they come to you. Free!  For $14.99 (plus tax per tank) they will come to your place, take away the empty tank/tanks and leave full ones. You are paying pretty much the same price (possibly less) as taking them somewhere to fill or switch out. Visit their website or give them a call: 714-375-5701 / 24 hour: 714-709-3073."
Sent on the Now Network� from my Sprint® BlackBerry
Thursday, September 16, 2010
Tuesday, September 14, 2010
Hello Friend
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/gYC5N
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/gYC5N
Friday, September 10, 2010
There has been a one thousand increase in Bed Bugs in SoCal and they are also found in Movie Theatre seats and can live up to a year with out food per news reports. Good news is they do not carry disease. http://ping.fm/Sp9l2
Wednesday, September 8, 2010
Tuesday, September 7, 2010
Steve Morris Founder of Exit Realty said this should be posted in every school and I agree
http://ping.fm/dYuBR
http://ping.fm/dYuBR
Monday, September 6, 2010
If you sign up for my enewsletter I'll send you Top Secret Expose' on the credit bureaus http://ping.fm/V37EZ
Saturday, September 4, 2010
Friday, September 3, 2010
REALTOR ALLERT Do your trainers provide leads,coach on the phones while you set FSBO appointments? Our trainers do 714 865-5626
http://ping.fm/imzRj
http://ping.fm/imzRj
Thursday, September 2, 2010
http://www.ovsd.org/
Did you know OVSD serves over 10,000 children grades K-12!In the present, Children are our future.....
Did you know OVSD serves over 10,000 children grades K-12!In the present, Children are our future.....
Tuesday, August 31, 2010
Hello HuntingtonBeachSurfCity.Net
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/MfQSk
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/MfQSk
Sunday, August 29, 2010
Saturday, August 28, 2010
Friday, August 27, 2010
Thursday, August 26, 2010
Wednesday, August 25, 2010
TheRealEstateGal has shared a video with you on YouTube:
Pretty Simple yet effective exercises everyone should do....
Be Well!
Bounce and Shake Exercises with John Gray
http://ping.fm/tfjkt
In this video, Mars Venus relationship guru John Gray takes you through some short and simple exercises that increase your heart rate and get your blood circulating
Pretty Simple yet effective exercises everyone should do....
Be Well!
Bounce and Shake Exercises with John Gray
http://ping.fm/tfjkt
In this video, Mars Venus relationship guru John Gray takes you through some short and simple exercises that increase your heart rate and get your blood circulating
Tuesday, August 24, 2010
Hello Friend
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/6qh3u
This article was sent to you by someone who found it on Qondio.
The original article can be found on Qondio here:
http://ping.fm/6qh3u
Monday, August 23, 2010
Home & Garden Show August 27-29 Friday Free Admission. Discount coupon & seminars http://ping.fm/aBfrS
Saturday, August 21, 2010
Thursday, August 19, 2010
Wednesday, August 18, 2010
Tuesday, August 17, 2010
Monday, August 16, 2010
Last year at this time, the rate for a 30-year FRM came in at 5.29 percent.
Freddie Mac reported Thursday for the week ending August 12, 2010, interest rates for 30-year fixed-rate mortgages (FRM) averaged 4.44 percent (0.7 point). http://ping.fm/lBDWp
Freddie Mac reported Thursday for the week ending August 12, 2010, interest rates for 30-year fixed-rate mortgages (FRM) averaged 4.44 percent (0.7 point). http://ping.fm/lBDWp
Saturday, August 14, 2010
Friday, August 13, 2010
Wednesday, August 4, 2010
Calif. median home price: June 2010: $311,950 (Source: C.A.R.)
Calif. highest median home price by C.A.R. region June 2010: Santa Barbara So. Coast $914,760 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region June 2010: High Desert $125,620 (Source: C.A.R.)
Calif. First-time Buyer Affordability Index - First quarter 2010: 66 percent (Source: C.A.R.)
Mortgage rates: Week ending 7/29/2010 30-yr. fixed: 4.54 Fees/points: 0.7% 15-yr. fixed: 4% Fees/points: 0.7% 1-yr. adjustable: 3.64% Fees/points: 0.7% (Source: Freddie Mac)
Calif. highest median home price by C.A.R. region June 2010: Santa Barbara So. Coast $914,760 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region June 2010: High Desert $125,620 (Source: C.A.R.)
Calif. First-time Buyer Affordability Index - First quarter 2010: 66 percent (Source: C.A.R.)
Mortgage rates: Week ending 7/29/2010 30-yr. fixed: 4.54 Fees/points: 0.7% 15-yr. fixed: 4% Fees/points: 0.7% 1-yr. adjustable: 3.64% Fees/points: 0.7% (Source: Freddie Mac)
Tuesday, August 3, 2010
Monday, August 2, 2010
This message was forwarded to you by Lillian Walker. If you would like to receive similar messages in the future, click here.
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Saturday, July 24, 2010
Friday, July 23, 2010
Our cellular phone #'s will be released to the Tele-marketing companies this month and you will most likely start receiving sales calls. To prevent this, call the following number from your cell phone:�888-382-1222 The National DO NOT CALL list. It only takes a minute-it blocks your cell # for five years. Remember to call from the cell phone you want blocked.
Thursday, July 22, 2010
Wednesday, July 21, 2010
Tuesday, July 20, 2010
Countrywide agreed to to pay $108 million to settle federal charges that they overcharged struggling customers....http://ping.fm/DwPw1
Thursday, July 15, 2010
Wednesday, July 14, 2010
Monday, July 12, 2010
Wednesday, July 7, 2010
Tuesday, July 6, 2010
Friday, July 2, 2010
Thursday, July 1, 2010
From: lillianwalker@verizon.net
Reply-To: lillianwalker@verizon.net
Message-Id:
Date: Fri, 2 Jul 2010 03:19:18 +0000 (UTC)
lillianwalker@verizon.net has shared the following link with you via AddToAny:
http://ping.fm/Yter2
Reply-To: lillianwalker@verizon.net
Message-Id:
Date: Fri, 2 Jul 2010 03:19:18 +0000 (UTC)
lillianwalker@verizon.net has shared the following link with you via AddToAny:
http://ping.fm/Yter2
Wednesday, June 30, 2010
Monday, June 28, 2010
Saturday, June 26, 2010
Tuesday, June 22, 2010
Saturday, June 19, 2010
Thursday, June 17, 2010
Wednesday, June 16, 2010
Why are few realtors talking about the 1031 tax exchange bill which proposes to eliminate this valuable tax code? Read about it at http://ping.fm/TMpkB
Tuesday, June 15, 2010
Monday, June 14, 2010
Friday, June 11, 2010
This message was forwarded to you by Lillian Walker. If you would like to receive similar messages in the future, click here.Great Credit Info
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EXIT BEACH CITIES REALTY
Featured Articles
Monitor Your Credit Report and Help Guard Against ID Theft
How to Minimize Your ID Theft Risk
The Trivia Block
Monitor Your Credit Report
and Help Guard Against ID Theft
You probably know something about the problem of identity theft
- situations in which a con artist uses someone else's name, Social Security
number or other personal details to make purchases, take out loans or commit
fraud in the name of an innocent victim.
But do you know how you, with the help of credit reports and credit bureaus,
can help spot or stop the theft of your identity?
First, here's why you should care about fighting ID theft. It is,
by far, the most common fraud complaint that consumers bring to law enforcement
authorities and consumer protection groups. And while federal laws and industry
practices can limit your liability if you become a victim of identity theft,
it can take you a very long time to repair the damage. That includes notifying
creditors and law enforcement that you've been victimized, closing tainted
accounts and opening new ones, and correcting your credit report. You also may
be denied loans, jobs, housing, insurance or other opportunities if an ID
theft shatters your reputation and credit rating.
So, how can you use your credit report to protect against identity theft?
Monitor your credit report for warning signs, including loans or
leases that have been wrongfully taken out in your name. Also, pay close
attention to the "inquiries" section of the report that shows who has requested
a copy of your credit history. That's because thieves sometimes impersonate
business people with a legitimate right to obtain credit reports.
In general, you should consider obtaining copies of your credit
report from the three major credit bureaus about once a year to verify that
the information is correct. But be aware that there are services that will frequently
monitor your credit report for possible signs of fraud or theft. The fees
for these services (often $70 or $80 for a yearly subscription) can be more
costly than obtaining periodic credit reports on your own, but the added level
of convenience may be worth the cost.
If you find suspicious transactions on your credit report, take the following steps:
Contact creditors
to discuss questionable items and close accounts that you believe are fraudulent
or have unauthorized transactions.
Call the fraud department
at each of the major credit bureaus to ask that a "fraud alert" be placed
in your file, so that lenders will be alerted to the fact that you may be
a fraud victim. Ask that the fraud alert state that you do not want new credit
extended without contacting you first.
Contact the local police
to file a report. Keep a copy in case you need it later as proof of the crime.
Consider filing a complaint
with the Federal Trade Commission (FTC), which will store the information
in its database so that it can be accessed by law enforcement agencies worldwide.
What's In Your Credit Report?
A credit report
contains information on where you work and live, how you pay your bills,
and whether you've been sued, arrested or filed for bankruptcy. Consumer
Reporting Agencies (CRA) gather this information and sell it to creditors, employers,
insurers and others. The three major national credit bureaus are: Equifax, Experian, and TransUnion.
As of September 1, 2005,
all consumers are eligible to receive a free annual credit report from each
of the three major CRAs. The information in your credit report is used to
calculate your credit score - a number generally between 300 and 850 that rates
how risky a borrower you are. The higher your score, the less risk you pose to creditors.
Anyone who denies you credit,
housing, insurance, or a job as a result of a credit report must give you
the name, address, and telephone number of the CRA that provided the report.
Under the Fair Credit Reporting Act (FCRA), you have the right to request a
free report within 60 days if a company denies you credit based on the report.
Back to the Top
How
to Minimize Your ID Theft Risk
When it comes to identity theft, you can't entirely control whether you will
become a victim. But there are certain steps you can take to minimize your risk.
Order a copy of your credit report.
Place passwords on your credit card, bank, and phone accounts. Avoid using
easily available information like your mother's maiden name, your birth
date, or a series of consecutive numbers.
Secure personal information in your home, especially if you have roommates,
employ outside help or are having work done in your home.
Ask about information security procedures in your workplace or at businesses,
doctor's offices or other institutions that collect your personal information.
Don't give out personal information on the phone, through the mail or on the
Internet unless you've initiated the contact or are sure you know who you're dealing with.
Confirm that you are dealing with a legitimate organization before you share
any personal information. Check an organization's website by typing its
URL in the address line, rather than cutting and pasting it.
Treat your mail and trash carefully.
Promptly remove mail from your mailbox. If you're planning to be away from
home and can't pick up your mail, call your post office to request a vacation hold.
Always shred your charge receipts, copies of credit applications, insurance
forms, physician statements, checks and bank statements, expired charge
cards, and credit offers you get in the mail.
Don't carry your Social Security number card; leave it in a secure place.
Only give your Social Security number when absolutely necessary.
Carry only the credit, debit and identification cards that you'll actually need when you go out.
Be cautious when responding to promotions. Identity thieves may create phony
promotional offers to get you to give them your personal information.
Keep your purse or wallet in a safe place at work; do the same with copies
of administrative forms that have your sensitive personal information.
When ordering new checks, pick them up from the bank instead of having them
mailed to your home mailbox.
Back to the Top
The Trivia Block
If the heads on Mt. Rushmore had bodies, they would be nearly 500 feet tall!
Back to the Top
Connect
with me on:
EXIT
BEACH CITIES REALTY | 7152 Edinger Ave. | Huntington Beach | CA | 92647
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LillianWalker@verizon.net to your safe senders list.
Click here for directions
To
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VIEW AS A WEBPAGE
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SEND TO A FRIEND
Lillian Walker DRE#1058474
EXIT BEACH CITIES REALTY
Featured Articles
Monitor Your Credit Report and Help Guard Against ID Theft
How to Minimize Your ID Theft Risk
The Trivia Block
Monitor Your Credit Report
and Help Guard Against ID Theft
You probably know something about the problem of identity theft
- situations in which a con artist uses someone else's name, Social Security
number or other personal details to make purchases, take out loans or commit
fraud in the name of an innocent victim.
But do you know how you, with the help of credit reports and credit bureaus,
can help spot or stop the theft of your identity?
First, here's why you should care about fighting ID theft. It is,
by far, the most common fraud complaint that consumers bring to law enforcement
authorities and consumer protection groups. And while federal laws and industry
practices can limit your liability if you become a victim of identity theft,
it can take you a very long time to repair the damage. That includes notifying
creditors and law enforcement that you've been victimized, closing tainted
accounts and opening new ones, and correcting your credit report. You also may
be denied loans, jobs, housing, insurance or other opportunities if an ID
theft shatters your reputation and credit rating.
So, how can you use your credit report to protect against identity theft?
Monitor your credit report for warning signs, including loans or
leases that have been wrongfully taken out in your name. Also, pay close
attention to the "inquiries" section of the report that shows who has requested
a copy of your credit history. That's because thieves sometimes impersonate
business people with a legitimate right to obtain credit reports.
In general, you should consider obtaining copies of your credit
report from the three major credit bureaus about once a year to verify that
the information is correct. But be aware that there are services that will frequently
monitor your credit report for possible signs of fraud or theft. The fees
for these services (often $70 or $80 for a yearly subscription) can be more
costly than obtaining periodic credit reports on your own, but the added level
of convenience may be worth the cost.
If you find suspicious transactions on your credit report, take the following steps:
Contact creditors
to discuss questionable items and close accounts that you believe are fraudulent
or have unauthorized transactions.
Call the fraud department
at each of the major credit bureaus to ask that a "fraud alert" be placed
in your file, so that lenders will be alerted to the fact that you may be
a fraud victim. Ask that the fraud alert state that you do not want new credit
extended without contacting you first.
Contact the local police
to file a report. Keep a copy in case you need it later as proof of the crime.
Consider filing a complaint
with the Federal Trade Commission (FTC), which will store the information
in its database so that it can be accessed by law enforcement agencies worldwide.
What's In Your Credit Report?
A credit report
contains information on where you work and live, how you pay your bills,
and whether you've been sued, arrested or filed for bankruptcy. Consumer
Reporting Agencies (CRA) gather this information and sell it to creditors, employers,
insurers and others. The three major national credit bureaus are: Equifax, Experian, and TransUnion.
As of September 1, 2005,
all consumers are eligible to receive a free annual credit report from each
of the three major CRAs. The information in your credit report is used to
calculate your credit score - a number generally between 300 and 850 that rates
how risky a borrower you are. The higher your score, the less risk you pose to creditors.
Anyone who denies you credit,
housing, insurance, or a job as a result of a credit report must give you
the name, address, and telephone number of the CRA that provided the report.
Under the Fair Credit Reporting Act (FCRA), you have the right to request a
free report within 60 days if a company denies you credit based on the report.
Back to the Top
How
to Minimize Your ID Theft Risk
When it comes to identity theft, you can't entirely control whether you will
become a victim. But there are certain steps you can take to minimize your risk.
Order a copy of your credit report.
Place passwords on your credit card, bank, and phone accounts. Avoid using
easily available information like your mother's maiden name, your birth
date, or a series of consecutive numbers.
Secure personal information in your home, especially if you have roommates,
employ outside help or are having work done in your home.
Ask about information security procedures in your workplace or at businesses,
doctor's offices or other institutions that collect your personal information.
Don't give out personal information on the phone, through the mail or on the
Internet unless you've initiated the contact or are sure you know who you're dealing with.
Confirm that you are dealing with a legitimate organization before you share
any personal information. Check an organization's website by typing its
URL in the address line, rather than cutting and pasting it.
Treat your mail and trash carefully.
Promptly remove mail from your mailbox. If you're planning to be away from
home and can't pick up your mail, call your post office to request a vacation hold.
Always shred your charge receipts, copies of credit applications, insurance
forms, physician statements, checks and bank statements, expired charge
cards, and credit offers you get in the mail.
Don't carry your Social Security number card; leave it in a secure place.
Only give your Social Security number when absolutely necessary.
Carry only the credit, debit and identification cards that you'll actually need when you go out.
Be cautious when responding to promotions. Identity thieves may create phony
promotional offers to get you to give them your personal information.
Keep your purse or wallet in a safe place at work; do the same with copies
of administrative forms that have your sensitive personal information.
When ordering new checks, pick them up from the bank instead of having them
mailed to your home mailbox.
Back to the Top
The Trivia Block
If the heads on Mt. Rushmore had bodies, they would be nearly 500 feet tall!
Back to the Top
Connect
with me on:
EXIT
BEACH CITIES REALTY | 7152 Edinger Ave. | Huntington Beach | CA | 92647
Add
LillianWalker@verizon.net to your safe senders list.
Click here for directions
To
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Click Here
For those of you interested in things to do through the City of Huntington Beach go to
http://ping.fm/KiIFh
http://ping.fm/KiIFh
Thursday, June 10, 2010
Tuesday, June 8, 2010
Saturday, June 5, 2010
Californians can get a report on a used car's record history from the state DMV for $4 at http://ping.fm/n59Sh
Thursday, June 3, 2010
Wednesday, June 2, 2010
Monday, May 31, 2010
Saturday, May 29, 2010
Friday, May 28, 2010
A Property for your Consideration...
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01523712
MLS# S618972
Status Active
List Price $1,549,000
Address 53 Bay Shore
City/Zip Long Beach (LONG) / 90803
Area Belmont Shore/Park,Naples,Marin
Beds/Baths
Use Type Residential Income
Total SqFt 2,182
Year Built 1930
Builder Tract Belmont Shore
Sold Price
Image Not
Available
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01523712
MLS# S618972
Status Active
List Price $1,549,000
Address 53 Bay Shore
City/Zip Long Beach (LONG) / 90803
Area Belmont Shore/Park,Naples,Marin
Beds/Baths
Use Type Residential Income
Total SqFt 2,182
Year Built 1930
Builder Tract Belmont Shore
Sold Price
Image Not
Available
Tuesday, May 25, 2010
Just listed for sale Belmont Shores in Long Beach home with Panoramic views of the water from first and second story. Currently a duplex with bottom unit rented out. Can be used as a single family residence. Sales price to be disclosed by Monday. Buyer to cooperate with 1031 tax exchange, seller found a property in Northern California and just opened escrow. 714 865 5626 cell/text
Monday, May 24, 2010
Saturday, May 22, 2010
A Property for your Consideration...
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01523712
MLS# S599765
Status Active
List Price $549,900
Address 711 Pacific Coast #302
City/Zip Huntington Beach (HB) / 92648
Area West Huntington Beach (15)
Beds/Baths 2 / 2
Use Type Condominium
Total SqFt 968
Year Built 1967
Builder Tract Huntington Pacific
Sold Price
Image Not
Available
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01523712
MLS# S599765
Status Active
List Price $549,900
Address 711 Pacific Coast #302
City/Zip Huntington Beach (HB) / 92648
Area West Huntington Beach (15)
Beds/Baths 2 / 2
Use Type Condominium
Total SqFt 968
Year Built 1967
Builder Tract Huntington Pacific
Sold Price
Image Not
Available
Friday, May 21, 2010
Thursday, May 20, 2010
No one should be afraid of this, it's been going on for years in fact funders and or underwriters have been doing this for at least a decade http://ping.fm/rjpcn
Wednesday, May 19, 2010
Per Mortgagee Letter 2010 - 14, electronic signatures on third party documents are now acceptable for all forward and reverse mortgages except for HUD REO contracts. You can view this Mortgagee Letter in it's entirety at http://ping.fm/L7YBL
Tuesday, May 18, 2010
Lillian sent lms1fo@ping.fm a message on Facebook.
For those of you who have asked me how to post comments on the go from your blackberry to Facebook just click on the facebook application for BlackBerry's.
To reply to this message, follow the link below:
http://ping.fm/QSUtm
For those of you who have asked me how to post comments on the go from your blackberry to Facebook just click on the facebook application for BlackBerry's.
To reply to this message, follow the link below:
http://ping.fm/QSUtm
Lillianwalker@verizon.net wanted to share this with you:
WELLS FARGO APPROVES SETTLEWARE e-Sign!
Wells Fargo Approves Settleware(R) e-Sign Platform
http://shar.es/mC7Ff
WELLS FARGO APPROVES SETTLEWARE e-Sign!
Wells Fargo Approves Settleware(R) e-Sign Platform
http://shar.es/mC7Ff
Monday, May 17, 2010
Friday, May 14, 2010
Check out the homes for sale in Huntington Beach Golden West to Bolsa Chica, Bolsa Ave to Warner Ave:Active Sales & Closed Saleshttp://ping.fm/V8sSt
Tuesday, May 11, 2010
Monday, May 10, 2010
I've talked about this for over a year now, it seems so obvious. Here's someone w'enough guts to write about it inside banking circles:
http://ping.fm/8zdQT
http://ping.fm/8zdQT
Friday, May 7, 2010
Thursday, May 6, 2010
Tuesday, May 4, 2010
Monday, May 3, 2010
LillianWalker wants to
share and article with you. Click the link to view it:
National No Phone Zone Day http://www.oprah.com/showinfo/National-No-Phone-Zone-Day
We're growing together!
The Oprah Team
That's if I am officially signing the no phone zone pledge! Join me in making our cars, streets and lives safer! You wouldn't use a blow dryer in the bath tub would you? NO, because those two technologies are not supposed to work together as shared on her Friday show. Now Cell phones and cars were never designed to be used together. Save your life and those around you SIGN THE PLEDGE NOW!
My goal is to get 100% of my agents to sign this at Exit Beach Cities Realty and then we are going national!
share and article with you. Click the link to view it:
National No Phone Zone Day http://www.oprah.com/showinfo/National-No-Phone-Zone-Day
We're growing together!
The Oprah Team
That's if I am officially signing the no phone zone pledge! Join me in making our cars, streets and lives safer! You wouldn't use a blow dryer in the bath tub would you? NO, because those two technologies are not supposed to work together as shared on her Friday show. Now Cell phones and cars were never designed to be used together. Save your life and those around you SIGN THE PLEDGE NOW!
My goal is to get 100% of my agents to sign this at Exit Beach Cities Realty and then we are going national!
Thursday, April 29, 2010
Monday, April 26, 2010
Sellers Please complete your statement of identity as required by the new form in the first 7 days after acceptance. To get the form:http://ping.fm/Mc6T8
Wednesday, April 21, 2010
Tuesday, April 20, 2010
Monday, April 19, 2010
Sunday, April 18, 2010
Friday, April 16, 2010
BeachTown Sales up 28%!
http://lansner.freedomblogging.com/2010/04/11/beach-town-home-sales-up-28/62181/
http://lansner.freedomblogging.com/2010/04/11/beach-town-home-sales-up-28/62181/
Thursday, April 15, 2010
Tuesday, April 13, 2010
Thursday, April 8, 2010
I have been using e sign since 11-08, bottom line it's A+
ExpressDox 'Buy Now' Link: http://ping.fm/yiJ3Z
ExpressDox 'Buy Now' Link: http://ping.fm/yiJ3Z
Wednesday, April 7, 2010
Tuesday, April 6, 2010
Friday, April 2, 2010
Thursday, April 1, 2010
A Property for your Consideration...
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01523712
MLS# S611343
Status Active
List Price $879,000
Address 8802 Dorsett
City/Zip Huntington Beach (HB) / 92646
Area South Huntington Beach (14)
Beds/Baths 4 / 3
Use Type Single Family Residence
Total SqFt 2,279
Year Built 1973
Builder Tract Park Place
Sold Price
Image Not
Available
Presented by: Lillian Walker - Exit Beach Cities Realty
Phone: 714-847-3454 DRE # 01523712
MLS# S611343
Status Active
List Price $879,000
Address 8802 Dorsett
City/Zip Huntington Beach (HB) / 92646
Area South Huntington Beach (14)
Beds/Baths 4 / 3
Use Type Single Family Residence
Total SqFt 2,279
Year Built 1973
Builder Tract Park Place
Sold Price
Image Not
Available
Wednesday, March 31, 2010
Don't Get Dupped during a Divorce, Get disclosure, full disclosure. Find out how at http://ping.fm/z0VIB
Sunday, March 28, 2010
Saturday, March 27, 2010
Friday, March 26, 2010
Thursday, March 25, 2010
huntingtonbeachrealestatesurfcity Lillian Walker Selling Waterfront Homes by Boat1
Selling Huntington Beach Real Estate Surf City Lillian Walker Selling Waterfront Homes by Boat.
Boarding the boat to preview Edgewater Lane In Huntington Beach Listed at $1.777 View Video 1
How many tornado's touched down in Huntington Beach Feb 2010? View Video 2
What is the price range of Duffy's and what are the features? View Video 3
Continuation of the last video View Video 4
Information
Boarding the boat to preview Edgewater Lane In Huntington Beach Listed at $1.777 View Video 1
How many tornado's touched down in Huntington Beach Feb 2010? View Video 2
What is the price range of Duffy's and what are the features? View Video 3
Continuation of the last video View Video 4
Information
For more on this check out my next blog post.....
Huntington Beach Real Estate Sales Market
huntingtonbeachrealestatesurfcity Lillian Walker Selling Waterfront Homes by Boat1
Huntington Beach Real Estate Sales Market
huntingtonbeachrealestatesurfcity Lillian Walker Selling Waterfront Homes by Boat1
Wednesday, March 24, 2010
Making Homes Affordable And Short Sales-Beat The Banks
Huntington Beach Real Estate
Making Homes Affordable Short Sales and Beat The Banks
Info directly from Making Homes Affordable program through the department of treasury regarrding Loan Modifications go to http://ping.fm/NaCix
Making Homes Affordable Short Sales and Beat The Banks
Info directly from Making Homes Affordable program through the department of treasury regarrding Loan Modifications go to http://ping.fm/NaCix
Tuesday, March 23, 2010
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